Lazy-load Stripe SDK so it only loads on checkout (#6546)

# Description of Changes

- Stripe SDK (`@stripe/*` + `js.stripe.com/v3`) was loading on every
page; now it only loads when an upgrade/checkout modal actually opens.
- Converted every import site to `React.lazy()` + `<Suspense>`, gated by
the existing `opened` state.
- Adds a Playwright spec that asserts no Stripe requests on landing or
settings.



---

## Checklist

### General

- [ ] I have read the [Contribution
Guidelines](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/CONTRIBUTING.md)
- [ ] I have read the [Stirling-PDF Developer
Guide](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/DeveloperGuide.md)
(if applicable)
- [ ] I have read the [How to add new languages to
Stirling-PDF](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/devGuide/HowToAddNewLanguage.md)
(if applicable)
- [ ] I have performed a self-review of my own code
- [ ] My changes generate no new warnings

### Documentation

- [ ] I have updated relevant docs on [Stirling-PDF's doc
repo](https://github.com/Stirling-Tools/Stirling-Tools.github.io/blob/main/docs/)
(if functionality has heavily changed)
- [ ] I have read the section [Add New Translation
Tags](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/devGuide/HowToAddNewLanguage.md#add-new-translation-tags)
(for new translation tags only)

### Translations (if applicable)

- [ ] I ran
[`scripts/counter_translation.py`](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/docs/counter_translation.md)

### UI Changes (if applicable)

- [ ] Screenshots or videos demonstrating the UI changes are attached
(e.g., as comments or direct attachments in the PR)

### Testing (if applicable)

- [ ] I have run `task check` to verify linters, typechecks, and tests
pass
- [ ] I have tested my changes locally. Refer to the [Testing
Guide](https://github.com/Stirling-Tools/Stirling-PDF/blob/main/DeveloperGuide.md#7-testing)
for more details.

frontend/editor/src/core/tests/stubbed/stripe-lazy-load.spec.ts

@@ -0,0 +1,81 @@
+import { test, expect } from "@app/tests/helpers/stub-test-base";
+
+/**
+ * Verifies that the Stripe SDK (@stripe/stripe-js, @stripe/react-stripe-js,
+ * and the js.stripe.com remote script) is NOT fetched on cold page loads —
+ * only when the checkout modal actually mounts. The proprietary
+ * CheckoutProvider, the SaaS TrialStatusBanner, and the SaaS Plan settings
+ * page all gate the modal behind React.lazy + a conditional render so the
+ * Stripe chunk lives in its own async bundle.
+ */
+
+const STRIPE_URL_FRAGMENTS = [
+  "js.stripe.com",
+  "@stripe/stripe-js",
+  // Vite's optimizeDeps id mangles slashes to underscores when serving
+  // pre-bundled dependencies from node_modules/.vite/deps.
+  "@stripe_stripe-js",
+  "@stripe/react-stripe-js",
+  "@stripe_react-stripe-js",
+];
+
+function isStripeRequest(url: string): boolean {
+  return STRIPE_URL_FRAGMENTS.some((fragment) => url.includes(fragment));
+}
+
+test.describe("Stripe SDK lazy loading", () => {
+  test("landing page does not fetch Stripe SDK on cold load", async ({
+    page,
+  }) => {
+    const stripeRequests: string[] = [];
+    page.on("request", (req) => {
+      const url = req.url();
+      if (isStripeRequest(url)) {
+        stripeRequests.push(url);
+      }
+    });
+
+    // The stub fixture already navigated to "/" with waitUntil:
+    // domcontentloaded. Wait for the app to actually settle so any lurking
+    // module-eval-time loadStripe() call would have already kicked off.
+    await page
+      .waitForLoadState("networkidle", { timeout: 15_000 })
+      .catch(() => {
+        // Posthog / iconify keep some connections warm — fall back to a
+        // brief settle window if networkidle never resolves.
+      });
+    await page.waitForTimeout(2_000);
+
+    expect(
+      stripeRequests,
+      `Expected no Stripe-related network activity on landing, but observed:\n${stripeRequests.join("\n")}`,
+    ).toEqual([]);
+  });
+
+  test("settings modal does not fetch Stripe SDK", async ({ page }) => {
+    const stripeRequests: string[] = [];
+    page.on("request", (req) => {
+      const url = req.url();
+      if (isStripeRequest(url)) {
+        stripeRequests.push(url);
+      }
+    });
+
+    // Opening Settings is the closest a default proprietary user gets to
+    // checkout without actually clicking Upgrade. Even rendering the
+    // settings drawer must NOT pull Stripe into the entry path — only the
+    // upgrade modal itself, which sits one click further in.
+    const settingsButton = page
+      .getByRole("button", { name: /settings/i })
+      .first();
+    if (await settingsButton.isVisible({ timeout: 5_000 }).catch(() => false)) {
+      await settingsButton.click();
+      await page.waitForTimeout(1_500);
+    }
+
+    expect(
+      stripeRequests,
+      `Expected no Stripe-related network activity after opening settings, but observed:\n${stripeRequests.join("\n")}`,
+    ).toEqual([]);
+  });
+});

frontend/editor/src/proprietary/contexts/CheckoutContext.tsx

@@ -4,6 +4,8 @@ import React, {
   useState,
   useCallback,
   useEffect,
+  lazy,
+  Suspense,
   ReactNode,
 } from "react";
 import { useTranslation } from "react-i18next";
@@ -13,7 +15,12 @@ import licenseService, {
   mapLicenseToTier,
   PlanTier,
 } from "@app/services/licenseService";
-import { StripeCheckout } from "@app/components/shared/stripeCheckout";
+
+const StripeCheckout = lazy(() =>
+  import("@app/components/shared/stripeCheckout").then((m) => ({
+    default: m.StripeCheckout,
+  })),
+);
 import { userManagementService } from "@app/services/userManagementService";
 import { alert } from "@app/components/toast";
 import {
@@ -433,6 +440,7 @@ export const CheckoutProvider: React.FC<CheckoutProviderProps> = ({
 
       {/* Global Checkout Modal */}
       {selectedPlanGroup && (
+        <Suspense fallback={null}>
           <StripeCheckout
             opened={isOpen}
             onClose={closeCheckout}
@@ -443,6 +451,7 @@ export const CheckoutProvider: React.FC<CheckoutProviderProps> = ({
             onLicenseActivated={handleLicenseActivated}
             hostedCheckoutSuccess={hostedCheckoutSuccess}
           />
+        </Suspense>
       )}
     </CheckoutContext.Provider>
   );

frontend/editor/src/saas/components/TrialExpiredBootstrap.tsx

@@ -1,7 +1,10 @@
-import { useEffect, useState } from "react";
+import { lazy, Suspense, useEffect, useState } from "react";
 import { useAuth } from "@app/auth/UseSession";
 import { TrialExpiredModal } from "@app/components/shared/TrialExpiredModal";
-import StripeCheckout from "@app/components/shared/StripeCheckoutSaas";
+
+const StripeCheckout = lazy(
+  () => import("@app/components/shared/StripeCheckoutSaas"),
+);
 
 /**
  * Bootstrap component that shows the trial expired modal when a user's trial has ended
@@ -106,7 +109,8 @@ export default function TrialExpiredBootstrap() {
         onSubscribe={handleSubscribe}
       />
 
-      {user && (
+      {user && checkoutOpened && (
+        <Suspense fallback={null}>
           <StripeCheckout
             opened={checkoutOpened}
             onClose={handleCheckoutClose}
@@ -120,6 +124,7 @@ export default function TrialExpiredBootstrap() {
             }
             isTrialConversion={false} // Trial already ended, so this is not a conversion
           />
+        </Suspense>
       )}
     </>
   );

frontend/editor/src/saas/components/shared/TrialStatusBanner.tsx

@@ -1,11 +1,14 @@
-import { useEffect, useState, useCallback } from "react";
+import { lazy, Suspense, useEffect, useState, useCallback } from "react";
 import { useBanner } from "@app/contexts/BannerContext";
 import { useAuth } from "@app/auth/UseSession";
 import { useTranslation } from "react-i18next";
 import { InfoBanner } from "@app/components/shared/InfoBanner";
-import StripeCheckout from "@app/components/shared/StripeCheckoutSaas";
 import { BASE_PATH } from "@app/constants/app";
 
+const StripeCheckout = lazy(
+  () => import("@app/components/shared/StripeCheckoutSaas"),
+);
+
 const SESSION_STORAGE_KEY = "trialBannerDismissed";
 
 export function TrialStatusBanner() {
@@ -113,7 +116,8 @@ export function TrialStatusBanner() {
 
   return (
     <>
-      {trialStatus && (
+      {trialStatus && checkoutOpen && (
+        <Suspense fallback={null}>
           <StripeCheckout
             opened={checkoutOpen}
             onClose={() => setCheckoutOpen(false)}
@@ -125,6 +129,7 @@ export function TrialStatusBanner() {
             onError={(error) => console.error("Checkout error:", error)}
             isTrialConversion={true}
           />
+        </Suspense>
       )}
     </>
   );

frontend/editor/src/saas/components/shared/config/configSections/Plan.tsx

@@ -1,11 +1,15 @@
-import React, { useState, useCallback, useEffect } from "react";
+import React, { lazy, Suspense, useState, useCallback, useEffect } from "react";
 import { Divider, Loader, Alert, Select, Group, Text } from "@mantine/core";
 import { usePlans, PlanTier } from "@app/hooks/usePlans";
-import StripeCheckout, {
+import type {
   PurchaseType,
   CreditsPack,
   PlanID,
 } from "@app/components/shared/StripeCheckoutSaas";
+
+const StripeCheckout = lazy(
+  () => import("@app/components/shared/StripeCheckoutSaas"),
+);
 import AvailablePlansSection from "@app/components/shared/config/configSections/plan/AvailablePlansSection";
 import ApiPackagesSection from "@app/components/shared/config/configSections/plan/ApiPackagesSection";
 import ActivePlanSection from "@app/components/shared/config/configSections/plan/ActivePlanSection";
@@ -204,22 +208,27 @@ const Plan: React.FC = () => {
       />
 
       {/* Stripe Checkout Modal */}
+      {checkoutOpen &&
+        (selectedPlan !== null || selectedCreditsPack !== null) && (
+          <Suspense fallback={null}>
             <StripeCheckout
-        opened={
+              opened={true}
-          checkoutOpen &&
-          (selectedPlan !== null || selectedCreditsPack !== null)
-        }
               onClose={handleCheckoutClose}
               purchaseType={purchaseType}
               planId={
-          purchaseType === "subscription" ? (selectedPlan?.id as PlanID) : null
+                purchaseType === "subscription"
+                  ? (selectedPlan?.id as PlanID)
+                  : null
+              }
+              creditsPack={
+                purchaseType === "credits" ? selectedCreditsPack : null
               }
-        creditsPack={purchaseType === "credits" ? selectedCreditsPack : null}
               planName={
                 purchaseType === "subscription"
                   ? selectedPlan?.name || ""
-            : data?.apiPackages.find((pkg) => pkg.id === selectedCreditsPack)
+                  : data?.apiPackages.find(
-                ?.name || ""
+                      (pkg) => pkg.id === selectedCreditsPack,
+                    )?.name || ""
               }
               onSuccess={handlePaymentSuccess}
               onError={handlePaymentError}
@@ -227,6 +236,8 @@ const Plan: React.FC = () => {
                 trialStatus?.isTrialing && purchaseType === "subscription"
               }
             />
+          </Suspense>
+        )}
     </div>
   );
 };

frontend/editor/src/saas/components/shared/config/configSections/plan/ApiPackagesSection.tsx

@@ -1,7 +1,7 @@
 import React from "react";
 import { Button, Card, Text, Stack, Flex, Slider } from "@mantine/core";
 import { useTranslation } from "react-i18next";
-import { CreditsPack } from "@app/components/shared/StripeCheckoutSaas";
+import type { CreditsPack } from "@app/components/shared/StripeCheckoutSaas";
 
 interface ApiPackage {
   id: string;